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The So-Called “Stretch” IRA

Typically, when people think of an Individual Retirement Account (IRA), they think in terms of only their own retirement.  However, an IRA can be passed on to your heirs as well.  While it doesn’t...

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Exceptions to Early IRA Withdrawal Penalties

Everyone knows how useful an Individual Retirement Account (IRA) is, but many people avoid it because of the penalties assessed with early withdrawals.  However, these people also don’t know about the...

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Back to Basics – The SEP IRA

The Simplified Employee Pension (SEP) account is a type of Individual Retirement Account that’s designed for small businesses.  It’s a tax-deferred plan that offers higher contributions limits than...

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